Buying a home is exciting. Choosing the mortgage that comes with it? Not always so exciting. 😬 There are interest rates, closing costs, loan types, down payments, insurance, taxes, escrow accounts, and a whole alphabet soup of mortgage terminology to decode. That’s why one of the best resources a home buyer can have is a FREE, consumer-focused guide from the Consumer Financial Protection Bureau called: "Your Home Loan TOOLKIT A Step-by-Step Guide". It was created to help buy